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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,163 | $81,331+126.4% | $155,534+18.4% | $80,935+127.5% |
| Participation rate | 98.5% | 66.3%+32.2pp | 78.2%+20.3pp | 67.7%+30.8pp |
| Annual return | 8.62% | 33.37%-24.7pp | 64.92%-56.3pp | 35.66%-27.0pp |
| Employer contribution / active EE | $1,797 | $3,105-42.1% | $4,675-61.6% | $2,757-34.8% |
| Participant deferral / active EE | $2,052 | $3,454-40.6% | $5,630-63.6% | $4,299-52.3% |
| Admin fee / account holder | $6,090 | $7,999-23.9% | $15,900-61.7% | $6,924-12.0% |