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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,836 | $112,729+74.6% | $98,716+99.4% | $137,256+43.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 8.47% | 38.48%-30.0pp | 31.81%-23.3pp | 220.34%-211.9pp |
| Employer contribution / active EE | $2,099 | $2,725-23.0% | $2,279-7.9% | $4,156-49.5% |
| Participant deferral / active EE | $5,694 | $4,640+22.7% | $4,048+40.7% | $6,407-11.1% |
| Admin fee / account holder | $93,010 | $10,129+818.3% | $8,703+968.7% | $12,270+658.0% |