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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,550 | $183,539+19.6% | $155,556+41.1% | $145,897+50.5% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.4pp | 80.3%+11.4pp |
| Annual return | 10.23% | 61.31%-51.1pp | 64.84%-54.6pp | 552.29%-542.1pp |
| Employer contribution / active EE | $26,388 | $5,315+396.5% | $4,675+464.4% | $4,663+465.9% |
| Participant deferral / active EE | $24,002 | $6,467+271.1% | $5,631+326.3% | $6,689+258.8% |
| Admin fee / account holder | $28,167 | $19,275+46.1% | $15,885+77.3% | $13,390+110.4% |