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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,550 | $183,592+19.6% | $155,567+41.1% | $145,959+50.4% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.5pp | 80.3%+11.4pp |
| Annual return | 10.23% | 61.24%-51.0pp | 64.74%-54.5pp | 561.95%-551.7pp |
| Employer contribution / active EE | $26,388 | $5,315+396.5% | $4,674+464.6% | $4,661+466.2% |
| Participant deferral / active EE | $24,002 | $6,464+271.3% | $5,628+326.5% | $6,689+258.9% |
| Admin fee / account holder | $28,167 | $19,318+45.8% | $15,916+77.0% | $13,398+110.2% |