Retirement plan

WARREN PAVING, INC. 401(K) PROFIT SHARING PLAN

Name: WARREN PAVING, INC. - WARREN PAVING, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: WARREN PAVING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WARREN PAVING, INC. 401(K) PROFIT SHARING PLAN, WARREN PAVING, INC.

WARREN PAVING, INC.EIN 64-0510267Plan #001PY 2025

562 ELKS LAKE RD - HATTIESBURG, MS 39401601-544-7811warrenpaving.comLinkedIn201-500 employeesconstruction

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$12.5M

+8.9% from 2024

Total participants

317

+0.3% from 2024

Average account balance

$65,661

+15.1% from 2024

Annual return

13.07%

-13.76 pp from 2024

Benchmarks

See 692 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort692 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.54M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$66K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

191

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.25M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.07%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$371

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL5 years Service code 60 · EIN 04-2647786	Sub-TA Fees	$38,647
HANCOCK WHITNEY BANK6 years Service code 27 · EIN 64-0169065	Advisory (Plan)	$28,997

Plan features & details

Pension benefit codes2T2G2J2F2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$71K

$563 / participant

Recordkeeping$39K54.5%
Investment mgmt$32K45.5%

% of EOY assets

0.565%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: TMH, PLLC
Auditor EIN: 205857627
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$65,661

$80,674-18.6%

$119,126-44.9%

$64,340+2.1%

Participation rate

0.0%

55.2%-55.2pp

75.8%-75.8pp

55.2%-55.2pp

Annual return

13.07%

26.86%-13.8pp

282.11%-269.0pp

24.14%-11.1pp

Employer contribution / active EE

$3,434

$2,564+33.9%

$4,034-14.9%

$1,862+84.5%

Participant deferral / active EE

$6,511

$3,053+113.3%

$5,318+22.4%

$2,980+118.5%

Admin fee / account holder

$371

$4,559-91.9%

$10,693-96.5%

$3,703-90.0%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL5 years

Service code 60 · EIN 04-2647786

Sub-TA Fees

$38,647

HANCOCK WHITNEY BANK6 years

Service code 27 · EIN 64-0169065

Advisory (Plan)

$28,997

WARREN PAVING, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WARREN PAVING, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion