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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,389 | $81,358+478.2% | $155,556+202.4% | $80,959+481.0% |
| Participation rate | 80.5% | 66.3%+14.2pp | 78.2%+2.3pp | 67.7%+12.8pp |
| Annual return | 14.87% | 33.39%-18.5pp | 64.84%-50.0pp | 35.67%-20.8pp |
| Employer contribution / active EE | $10,275 | $3,106+230.8% | $4,675+119.8% | $2,757+272.7% |
| Participant deferral / active EE | $13,800 | $3,455+299.4% | $5,631+145.1% | $4,300+220.9% |
| Admin fee / account holder | $30,534 | $7,994+282.0% | $15,885+92.2% | $6,925+340.9% |