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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,389 | $81,233+479.1% | $155,567+202.4% | $80,874+481.6% |
| Participation rate | 80.5% | 66.2%+14.3pp | 78.2%+2.3pp | 67.6%+12.8pp |
| Annual return | 14.87% | 33.33%-18.5pp | 64.74%-49.9pp | 35.62%-20.8pp |
| Employer contribution / active EE | $10,275 | $3,101+231.4% | $4,674+119.8% | $2,756+272.9% |
| Participant deferral / active EE | $13,800 | $3,452+299.8% | $5,628+145.2% | $4,297+221.2% |
| Admin fee / account holder | $30,534 | $7,998+281.8% | $15,916+91.8% | $6,935+340.3% |