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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,985 | $114,119+2.5% | $107,187+9.1% | $138,895-15.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 14.13% | 273.21%-259.1pp | 204.55%-190.4pp | 145.39%-131.3pp |
| Employer contribution / active EE | $1,802 | $4,059-55.6% | $3,782-52.3% | $4,194-57.0% |
| Participant deferral / active EE | $4,052 | $5,538-26.8% | $5,096-20.5% | $6,396-36.7% |
| Admin fee / account holder | $18,645 | $10,024+86.0% | $9,162+103.5% | $12,562+48.4% |