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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,190 | $87,059+63.3% | $105,608+34.6% | $80,925+75.7% |
| Participation rate | 81.5% | 70.4%+11.0pp | 75.3%+6.2pp | 67.7%+13.8pp |
| Annual return | 6.06% | 17.05%-11.0pp | 116.50%-110.4pp | 35.65%-29.6pp |
| Employer contribution / active EE | $1,213 | $2,396-49.4% | $3,167-61.7% | $2,756-56.0% |
| Participant deferral / active EE | $1,399 | $3,986-64.9% | $5,010-72.1% | $4,299-67.5% |
| Admin fee / account holder | $3,042 | $8,443-64.0% | $11,028-72.4% | $6,940-56.2% |