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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,333 | $134,817+74.6% | $123,973+89.8% | $155,188+51.6% |
| Participation rate | 76.5% | 79.4%-2.9pp | 76.7%-0.2pp | 80.8%-4.3pp |
| Annual return | 14.01% | 515.49%-501.5pp | 388.13%-374.1pp | 148.84%-134.8pp |
| Employer contribution / active EE | $3,573 | $4,425-19.2% | $4,126-13.4% | $4,248-15.9% |
| Participant deferral / active EE | $7,964 | $5,706+39.6% | $5,247+51.8% | $6,531+21.9% |
| Admin fee / account holder | $21,404 | $13,245+61.6% | $11,799+81.4% | $14,480+47.8% |