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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,333 | $114,119+106.2% | $107,187+119.6% | $138,895+69.4% |
| Participation rate | 76.5% | 78.1%-1.6pp | 75.0%+1.5pp | 79.9%-3.4pp |
| Annual return | 14.01% | 273.21%-259.2pp | 204.55%-190.5pp | 145.39%-131.4pp |
| Employer contribution / active EE | $3,573 | $4,059-12.0% | $3,782-5.5% | $4,194-14.8% |
| Participant deferral / active EE | $7,964 | $5,538+43.8% | $5,096+56.3% | $6,396+24.5% |
| Admin fee / account holder | $21,404 | $10,024+113.5% | $9,162+133.6% | $12,562+70.4% |