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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,373 | $138,393-18.8% | $184,256-39.0% | $80,959+38.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 10.05% | 20.01%-10.0pp | 28.85%-18.8pp | 35.67%-25.6pp |
| Employer contribution / active EE | $8,186 | $4,847+68.9% | $6,427+27.4% | $2,757+196.9% |
| Participant deferral / active EE | $5,864 | $7,076-17.1% | $9,133-35.8% | $4,300+36.4% |
| Admin fee / account holder | $2,582 | $10,489-75.4% | $13,899-81.4% | $6,925-62.7% |