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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,082 | $146,267-9.7% | $197,124-33.0% | $82,448+60.2% |
| Participation rate | 96.3% | 84.0%+12.3pp | 86.7%+9.6pp | 68.1%+28.2pp |
| Annual return | 11.88% | 29.61%-17.7pp | 44.34%-32.5pp | 41.64%-29.8pp |
| Employer contribution / active EE | $9,273 | $4,723+96.3% | $6,227+48.9% | $2,551+263.5% |
| Participant deferral / active EE | $6,305 | $7,035-10.4% | $9,135-31.0% | $4,139+52.3% |
| Admin fee / account holder | $1,964 | $14,422-86.4% | $16,298-87.9% | $7,234-72.8% |