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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,539 | $68,097+300.2% | $62,929+333.1% | $137,256+98.6% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 10.15% | 1859.11%-1849.0pp | 1063.93%-1053.8pp | 220.34%-210.2pp |
| Employer contribution / active EE | $19,761 | $2,811+602.9% | $2,505+689.0% | $4,156+375.5% |
| Participant deferral / active EE | $7,768 | $4,553+70.6% | $3,888+99.8% | $6,407+21.2% |
| Admin fee / account holder | $9,691 | $6,521+48.6% | $5,065+91.4% | $12,270-21.0% |