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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,958 | $183,592-29.8% | $155,574-17.1% | $145,877-11.6% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 7.15% | 61.37%-54.2pp | 64.87%-57.7pp | 551.28%-544.1pp |
| Employer contribution / active EE | $6,499 | $5,317+22.2% | $4,676+39.0% | $4,663+39.4% |
| Participant deferral / active EE | $3,814 | $6,466-41.0% | $5,629-32.2% | $6,691-43.0% |
| Admin fee / account holder | $90 | $19,316-99.5% | $15,914-99.4% | $13,402-99.3% |