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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,907 | $81,331-46.0% | $155,534-71.8% | $80,935-45.8% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.76% | 33.37%-22.6pp | 64.92%-54.2pp | 35.66%-24.9pp |
| Employer contribution / active EE | $1,585 | $3,105-49.0% | $4,675-66.1% | $2,757-42.5% |
| Participant deferral / active EE | $598 | $3,454-82.7% | $5,630-89.4% | $4,299-86.1% |
| Admin fee / account holder | $4,667 | $7,999-41.7% | $15,900-70.6% | $6,924-32.6% |