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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,556 | $282,059+51.9% | $213,469+100.8% | $154,746+176.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 17.01% | 20.90%-3.9pp | 20.58%-3.6pp | 172.34%-155.3pp |
| Employer contribution / active EE | $7,227 | $6,189+16.8% | $4,994+44.7% | $4,379+65.0% |
| Participant deferral / active EE | $7,227 | $8,186-11.7% | $6,841+5.6% | $6,730+7.4% |
| Admin fee / account holder | $44,357 | $37,435+18.5% | $27,141+63.4% | $14,365+208.8% |