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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,556 | $239,571+78.9% | $183,328+133.8% | $137,256+212.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 17.01% | 35.69%-18.7pp | 29.67%-12.7pp | 220.34%-203.3pp |
| Employer contribution / active EE | $7,227 | $6,148+17.6% | $5,055+43.0% | $4,156+73.9% |
| Participant deferral / active EE | $7,227 | $7,995-9.6% | $6,795+6.3% | $6,407+12.8% |
| Admin fee / account holder | $44,357 | $30,059+47.6% | $21,427+107.0% | $12,270+261.5% |