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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,258 | $154,228+13.6% | $145,433+20.5% | $137,256+27.7% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 15.66% | 74.59%-58.9pp | 66.58%-50.9pp | 220.34%-204.7pp |
| Employer contribution / active EE | $7,118 | $4,804+48.2% | $4,554+56.3% | $4,156+71.3% |
| Participant deferral / active EE | $10,073 | $8,216+22.6% | $7,897+27.6% | $6,407+57.2% |
| Admin fee / account holder | $41,839 | $14,344+191.7% | $13,129+218.7% | $12,270+241.0% |