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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,737 | $142,354-91.1% | $125,529-89.9% | $155,188-91.8% |
| Participation rate | 88.2% | 78.1%+10.2pp | 74.7%+13.5pp | 80.8%+7.4pp |
| Annual return | 16.01% | 306.06%-290.1pp | 202.56%-186.6pp | 148.84%-132.8pp |
| Employer contribution / active EE | $1,424 | $3,501-59.3% | $3,058-53.4% | $4,248-66.5% |
| Participant deferral / active EE | $2,494 | $5,491-54.6% | $4,813-48.2% | $6,531-61.8% |
| Admin fee / account holder | $2,364 | $19,392-87.8% | $16,298-85.5% | $14,480-83.7% |