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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,956 | $123,155+135.4% | $108,753+166.6% | $155,188+86.8% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 12.90% | 44.73%-31.8pp | 37.47%-24.6pp | 148.84%-135.9pp |
| Employer contribution / active EE | $8,126 | $2,811+189.0% | $2,427+234.9% | $4,248+91.3% |
| Participant deferral / active EE | $10,039 | $4,623+117.2% | $4,115+144.0% | $6,531+53.7% |
| Admin fee / account holder | $7,897 | $12,126-34.9% | $10,320-23.5% | $14,480-45.5% |