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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,956 | $115,225+151.6% | $100,712+187.9% | $138,895+108.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 12.90% | 40.35%-27.5pp | 33.27%-20.4pp | 145.39%-132.5pp |
| Employer contribution / active EE | $8,126 | $2,771+193.2% | $2,313+251.4% | $4,194+93.7% |
| Participant deferral / active EE | $10,039 | $4,699+113.6% | $4,085+145.8% | $6,396+57.0% |
| Admin fee / account holder | $7,897 | $10,844-27.2% | $9,256-14.7% | $12,562-37.1% |