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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,957 | $117,846-74.6% | $102,434-70.8% | $145,884-79.5% |
| Participation rate | 59.1% | 78.6%-19.5pp | 76.5%-17.4pp | 80.3%-21.2pp |
| Annual return | 23.41% | 31.90%-8.5pp | 29.46%-6.0pp | 551.85%-528.4pp |
| Employer contribution / active EE | $1,302 | $3,615-64.0% | $3,023-56.9% | $4,662-72.1% |
| Participant deferral / active EE | $3,949 | $5,733-31.1% | $5,055-21.9% | $6,690-41.0% |
| Admin fee / account holder | $3,535 | $13,356-73.5% | $9,462-62.6% | $13,392-73.6% |