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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,599 | $102,385+47.1% | $147,080+2.4% | $80,935+86.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.78% | 135.09%-123.3pp | 420.17%-408.4pp | 35.66%-23.9pp |
| Employer contribution / active EE | $5,440 | $3,717+46.4% | $4,933+10.3% | $2,757+97.3% |
| Participant deferral / active EE | $11,234 | $6,651+68.9% | $8,066+39.3% | $4,299+161.3% |
| Admin fee / account holder | $16,069 | $7,951+102.1% | $12,989+23.7% | $6,924+132.1% |