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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,548 | $95,453-51.2% | $112,040-58.5% | $82,448-43.5% |
| Participation rate | 66.7% | 72.8%-6.1pp | 76.5%-9.8pp | 68.1%-1.4pp |
| Annual return | 15.26% | 23.92%-8.7pp | 24.52%-9.3pp | 41.64%-26.4pp |
| Employer contribution / active EE | $2,047 | $2,318-11.7% | $2,954-30.7% | $2,551-19.8% |
| Participant deferral / active EE | $3,998 | $4,224-5.3% | $5,098-21.6% | $4,139-3.4% |
| Admin fee / account holder | $1,883 | $9,013-79.1% | $12,098-84.4% | $7,234-74.0% |