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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,548 | $100,194-53.5% | $122,979-62.1% | $86,983-46.5% |
| Participation rate | 66.7% | 73.0%-6.3pp | 77.2%-10.5pp | 69.5%-2.9pp |
| Annual return | 15.26% | 16.47%-1.2pp | 20.12%-4.9pp | 25.83%-10.6pp |
| Employer contribution / active EE | $2,047 | $2,326-12.0% | $3,062-33.2% | $2,584-20.8% |
| Participant deferral / active EE | $3,998 | $4,133-3.3% | $5,003-20.1% | $4,194-4.7% |
| Admin fee / account holder | $1,883 | $10,148-81.4% | $12,864-85.4% | $7,856-76.0% |