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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,548 | $95,404-51.2% | $113,397-59.0% | $82,637-43.7% |
| Participation rate | 66.7% | 72.8%-6.2pp | 76.5%-9.8pp | 68.1%-1.4pp |
| Annual return | 15.26% | 19.08%-3.8pp | 23.20%-7.9pp | 53.51%-38.2pp |
| Employer contribution / active EE | $2,047 | $2,307-11.3% | $2,977-31.2% | $2,552-19.8% |
| Participant deferral / active EE | $3,998 | $4,220-5.2% | $5,076-21.2% | $4,126-3.1% |
| Admin fee / account holder | $1,883 | $9,168-79.5% | $11,957-84.3% | $7,339-74.3% |