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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $501,356 | $167,415+199.5% | $140,514+256.8% | $198,609+152.4% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 12.89% | 13.85%-1.0pp | 14.36%-1.5pp | 202.70%-189.8pp |
| Employer contribution / active EE | $21,150 | $4,088+417.4% | $3,378+526.0% | $5,055+318.4% |
| Participant deferral / active EE | $5,214 | $5,579-6.5% | $4,919+6.0% | $6,977-25.3% |
| Admin fee / account holder | $16,879 | $16,730+0.9% | $13,697+23.2% | $19,030-11.3% |