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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,754 | $102,382+22.8% | $147,005-14.5% | $80,874+55.5% |
| Participation rate | 84.2% | 75.8%+8.4pp | 82.2%+2.0pp | 67.6%+16.6pp |
| Annual return | 12.71% | 134.89%-122.2pp | 418.76%-406.1pp | 35.62%-22.9pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,934-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $6,310 | $6,646-5.1% | $8,070-21.8% | $4,297+46.8% |
| Admin fee / account holder | $5,755 | $7,942-27.5% | $13,006-55.8% | $6,935-17.0% |