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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,931 | $183,516+28.6% | $155,534+51.7% | $145,884+61.7% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 10.51% | 61.43%-50.9pp | 64.92%-54.4pp | 551.85%-541.3pp |
| Employer contribution / active EE | $2,838 | $5,315-46.6% | $4,675-39.3% | $4,662-39.1% |
| Participant deferral / active EE | $5,931 | $6,467-8.3% | $5,630+5.3% | $6,690-11.3% |
| Admin fee / account holder | $2,919 | $19,293-84.9% | $15,900-81.6% | $13,392-78.2% |