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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,404 | $150,412-50.5% | $120,574-38.3% | $145,884-49.0% |
| Participation rate | 37.5% | 78.8%-41.3pp | 71.9%-34.4pp | 80.3%-42.8pp |
| Annual return | 9.79% | 154.50%-144.7pp | 107.42%-97.6pp | 551.85%-542.1pp |
| Employer contribution / active EE | $1,292 | $4,355-70.3% | $3,471-62.8% | $4,662-72.3% |
| Participant deferral / active EE | $2,367 | $6,175-61.7% | $4,996-52.6% | $6,690-64.6% |
| Admin fee / account holder | $17 | $12,224-99.9% | $9,445-99.8% | $13,392-99.9% |