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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,552 | $108,882+137.5% | $96,754+167.2% | $154,746+67.1% |
| Participation rate | 87.5% | 75.1%+12.4pp | 70.3%+17.2pp | 80.7%+6.8pp |
| Annual return | 14.34% | 98.39%-84.1pp | 82.04%-67.7pp | 172.34%-158.0pp |
| Employer contribution / active EE | $1,772 | $3,018-41.3% | $2,679-33.9% | $4,379-59.5% |
| Participant deferral / active EE | $9,994 | $5,323+87.8% | $4,758+110.0% | $6,730+48.5% |
| Admin fee / account holder | $7,044 | $10,200-30.9% | $8,905-20.9% | $14,365-51.0% |