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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,616 | $125,190+59.5% | $105,624+89.0% | $145,897+36.8% |
| Participation rate | 77.8% | 77.6%+0.1pp | 75.3%+2.5pp | 80.3%-2.5pp |
| Annual return | 18.17% | 225.22%-207.0pp | 116.20%-98.0pp | 552.29%-534.1pp |
| Employer contribution / active EE | $2,471 | $3,720-33.6% | $3,168-22.0% | $4,663-47.0% |
| Participant deferral / active EE | $8,554 | $5,716+49.7% | $5,013+70.7% | $6,689+27.9% |
| Admin fee / account holder | $3,272 | $17,138-80.9% | $10,961-70.1% | $13,390-75.6% |