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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,616 | $125,237+59.4% | $105,608+89.0% | $145,877+36.8% |
| Participation rate | 77.8% | 77.7%+0.1pp | 75.3%+2.5pp | 80.3%-2.5pp |
| Annual return | 18.17% | 225.76%-207.6pp | 116.50%-98.3pp | 551.28%-533.1pp |
| Employer contribution / active EE | $2,471 | $3,720-33.6% | $3,167-22.0% | $4,663-47.0% |
| Participant deferral / active EE | $8,554 | $5,711+49.8% | $5,010+70.8% | $6,691+27.9% |
| Admin fee / account holder | $3,272 | $17,287-81.1% | $11,028-70.3% | $13,402-75.6% |