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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY8 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $88,776 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $27,519 |
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $8,171 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,530 | $101,653+218.3% | $147,080+120.0% | $74,459+334.5% |
| Participation rate | 99.1% | 75.6%+23.5pp | 82.2%+16.9pp | 67.2%+31.9pp |
| Annual return | 15.84% | 8754.98%-8739.1pp | 420.17%-404.3pp | 1369.70%-1353.9pp |
| Employer contribution / active EE | $18,520 | $3,813+385.7% | $4,933+275.4% | $2,626+605.3% |
| Participant deferral / active EE | $13,418 | $7,304+83.7% | $8,066+66.3% | $4,350+208.5% |
| Admin fee / account holder | $475 | $1,752-72.9% | $12,989-96.3% | $1,945-75.6% |