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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,530 | $71,230+41.1% | $93,727+7.3% | $80,959+24.2% |
| Participation rate | 65.6% | 60.4%+5.2pp | 68.7%-3.1pp | 67.7%-2.0pp |
| Annual return | 10.60% | 11.26%-0.7pp | 133.83%-123.2pp | 35.67%-25.1pp |
| Employer contribution / active EE | $2,852 | $1,565+82.2% | $2,421+17.8% | $2,757+3.4% |
| Participant deferral / active EE | $5,520 | $4,037+36.7% | $4,417+25.0% | $4,300+28.4% |
| Admin fee / account holder | $3,811 | $6,961-45.2% | $8,292-54.0% | $6,925-45.0% |