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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,130 | $80,674-65.1% | $119,126-76.4% | $64,340-56.3% |
| Participation rate | 99.1% | 55.2%+43.9pp | 75.8%+23.3pp | 55.2%+43.8pp |
| Annual return | 13.32% | 26.86%-13.5pp | 282.11%-268.8pp | 24.14%-10.8pp |
| Employer contribution / active EE | $1,986 | $2,564-22.5% | $4,034-50.8% | $1,862+6.7% |
| Participant deferral / active EE | $5,240 | $3,053+71.6% | $5,318-1.5% | $2,980+75.8% |
| Admin fee / account holder | $937 | $4,559-79.5% | $10,693-91.2% | $3,703-74.7% |