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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,387 | $111,785+9.5% | $93,669+30.7% | $145,877-16.1% |
| Participation rate | 82.4% | 74.2%+8.1pp | 68.7%+13.6pp | 80.3%+2.1pp |
| Annual return | 14.60% | 203.79%-189.2pp | 133.59%-119.0pp | 551.28%-536.7pp |
| Employer contribution / active EE | $3,891 | $3,096+25.7% | $2,424+60.6% | $4,663-16.6% |
| Participant deferral / active EE | $10,411 | $4,919+111.7% | $4,416+135.8% | $6,691+55.6% |
| Admin fee / account holder | $13,374 | $10,256+30.4% | $8,291+61.3% | $13,402-0.2% |