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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,387 | $111,814+9.5% | $93,654+30.7% | $145,959-16.1% |
| Participation rate | 82.4% | 74.2%+8.1pp | 68.7%+13.6pp | 80.3%+2.1pp |
| Annual return | 14.60% | 203.30%-188.7pp | 133.34%-118.7pp | 561.95%-547.3pp |
| Employer contribution / active EE | $3,891 | $3,092+25.9% | $2,421+60.7% | $4,661-16.5% |
| Participant deferral / active EE | $10,411 | $4,914+111.8% | $4,413+135.9% | $6,689+55.7% |
| Admin fee / account holder | $13,374 | $10,246+30.5% | $8,282+61.5% | $13,398-0.2% |