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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,159 | $53,236-3.9% | $86,233-40.7% | $103,975-50.8% |
| Participation rate | 6.8% | 34.4%-27.5pp | 69.0%-62.2pp | 72.5%-65.7pp |
| Annual return | 14.82% | 16.04%-1.2pp | 61.39%-46.6pp | 19.41%-4.6pp |
| Employer contribution / active EE | $73 | $1,362-94.6% | $2,504-97.1% | $3,722-98.0% |
| Participant deferral / active EE | $355 | $2,309-84.6% | $4,559-92.2% | $5,343-93.3% |
| Admin fee / account holder | $8,181 | $2,172+276.6% | $8,342-1.9% | $332+2361.0% |