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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,031 | $179,901+55.1% | $147,096+89.7% | - |
| Participation rate | 79.8% | 77.2%+2.6pp | 82.2%-2.4pp | - |
| Annual return | 14.80% | 11.75%+3.1pp | 419.75%-404.9pp | - |
| Employer contribution / active EE | $4,661 | $3,299+41.3% | $4,936-5.6% | - |
| Participant deferral / active EE | $10,962 | $6,909+58.7% | $8,071+35.8% | - |
| Admin fee / account holder | $24,932 | $27,572-9.6% | $13,005+91.7% | - |