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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,900 | $87,132-7.2% | $105,624-23.4% | $80,959-0.1% |
| Participation rate | 52.6% | 70.4%-17.8pp | 75.3%-22.6pp | 67.7%-15.0pp |
| Annual return | 11.84% | 17.03%-5.2pp | 116.20%-104.4pp | 35.67%-23.8pp |
| Employer contribution / active EE | $1,284 | $2,397-46.4% | $3,168-59.5% | $2,757-53.4% |
| Participant deferral / active EE | $2,105 | $3,985-47.2% | $5,013-58.0% | $4,300-51.1% |
| Admin fee / account holder | $5,270 | $8,449-37.6% | $10,961-51.9% | $6,925-23.9% |