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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $585,356 | $185,312+215.9% | $161,489+262.5% | $154,746+278.3% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.7%+7.0pp | 80.7%+5.0pp |
| Annual return | 10.19% | 103.84%-93.7pp | 89.72%-79.5pp | 172.34%-162.1pp |
| Employer contribution / active EE | $4,610 | $4,769-3.3% | $4,268+8.0% | $4,379+5.3% |
| Participant deferral / active EE | $4,414 | $6,350-30.5% | $5,630-21.6% | $6,730-34.4% |
| Admin fee / account holder | $35,927 | $18,654+92.6% | $16,006+124.5% | $14,365+150.1% |