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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,220 | $86,940+40.6% | $102,434+19.3% | $80,935+51.0% |
| Participation rate | 81.8% | 72.4%+9.4pp | 76.5%+5.3pp | 67.7%+14.2pp |
| Annual return | 15.08% | 18.89%-3.8pp | 29.46%-14.4pp | 35.66%-20.6pp |
| Employer contribution / active EE | $1,934 | $2,370-18.4% | $3,023-36.0% | $2,757-29.8% |
| Participant deferral / active EE | $7,737 | $4,121+87.7% | $5,055+53.1% | $4,299+79.9% |
| Admin fee / account holder | $11,691 | $8,047+45.3% | $9,462+23.6% | $6,924+68.8% |