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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,574 | $129,737+42.3% | $119,126+54.9% | $154,746+19.3% |
| Participation rate | 55.6% | 78.9%-23.3pp | 75.8%-20.2pp | 80.7%-25.1pp |
| Annual return | 12.60% | 379.08%-366.5pp | 282.11%-269.5pp | 172.34%-159.7pp |
| Employer contribution / active EE | $2,164 | $4,375-50.5% | $4,034-46.4% | $4,379-50.6% |
| Participant deferral / active EE | $6,871 | $5,842+17.6% | $5,318+29.2% | $6,730+2.1% |
| Admin fee / account holder | $6,009 | $11,961-49.8% | $10,693-43.8% | $14,365-58.2% |