Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,002 | $142,972-11.9% | $214,702-41.3% | $86,983+44.9% |
| Participation rate | 65.4% | 84.9%-19.5pp | 87.5%-22.1pp | 69.5%-4.2pp |
| Annual return | 10.29% | 18.49%-8.2pp | 54.55%-44.3pp | 25.83%-15.5pp |
| Employer contribution / active EE | $1,153 | $4,635-75.1% | $6,461-82.1% | $2,584-55.4% |
| Participant deferral / active EE | $4,807 | $6,568-26.8% | $9,147-47.4% | $4,194+14.6% |
| Admin fee / account holder | $4,959 | $17,617-71.9% | $19,830-75.0% | $7,856-36.9% |