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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,211 | $171,492-27.0% | $150,734-16.9% | $198,609-37.0% |
| Participation rate | 90.0% | 81.4%+8.6pp | 78.4%+11.6pp | 82.4%+7.6pp |
| Annual return | 19.33% | 804.70%-785.4pp | 600.81%-581.5pp | 202.70%-183.4pp |
| Employer contribution / active EE | $4,351 | $5,470-20.5% | $4,918-11.5% | $5,055-13.9% |
| Participant deferral / active EE | $2,701 | $6,259-56.8% | $5,610-51.9% | $6,977-61.3% |
| Admin fee / account holder | $3,727 | $17,628-78.9% | $14,905-75.0% | $19,030-80.4% |