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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,372 | $117,829+23.4% | $102,423+41.9% | $145,877-0.3% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 11.03% | 31.83%-20.8pp | 29.42%-18.4pp | 551.28%-540.3pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,923 | $5,732+20.8% | $5,054+37.0% | $6,691+3.5% |
| Admin fee / account holder | $26,610 | $13,335+99.5% | $9,455+181.5% | $13,402+98.6% |