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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,196 | $81,276+196.8% | $155,574+55.0% | $80,925+198.0% |
| Participation rate | 77.6% | 66.2%+11.4pp | 78.2%-0.6pp | 67.7%+10.0pp |
| Annual return | 9.32% | 33.36%-24.0pp | 64.87%-55.5pp | 35.65%-26.3pp |
| Employer contribution / active EE | $3,762 | $3,103+21.3% | $4,676-19.5% | $2,756+36.5% |
| Participant deferral / active EE | $7,379 | $3,453+113.7% | $5,629+31.1% | $4,299+71.7% |
| Admin fee / account holder | $16,852 | $7,993+110.8% | $15,914+5.9% | $6,940+142.8% |