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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,199 | $101,795+136.0% | $165,100+45.5% | $80,959+196.7% |
| Participation rate | 84.5% | 71.8%+12.7pp | 78.6%+5.9pp | 67.7%+16.9pp |
| Annual return | 10.47% | 16.73%-6.3pp | 70.21%-59.7pp | 35.67%-25.2pp |
| Employer contribution / active EE | $5,954 | $2,954+101.6% | $4,348+36.9% | $2,757+116.0% |
| Participant deferral / active EE | $4,362 | $4,476-2.5% | $6,035-27.7% | $4,300+1.4% |
| Admin fee / account holder | $24,233 | $8,221+194.8% | $12,696+90.9% | $6,925+249.9% |