Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,027 | $48,050-27.1% | $96,754-63.8% | $64,340-45.6% |
| Participation rate | 51.7% | 40.6%+11.1pp | 70.3%-18.6pp | 55.2%-3.6pp |
| Annual return | 11.40% | 23.41%-12.0pp | 82.04%-70.6pp | 24.14%-12.7pp |
| Employer contribution / active EE | $252 | $1,204-79.1% | $2,679-90.6% | $1,862-86.5% |
| Participant deferral / active EE | $2,064 | $2,191-5.8% | $4,758-56.6% | $2,980-30.8% |
| Admin fee / account holder | $1,857 | $3,741-50.4% | $8,905-79.1% | $3,703-49.8% |