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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,778 | $81,457+29.9% | $103,378+2.3% | $80,911+30.7% |
| Participation rate | 62.9% | 66.8%-4.0pp | 74.5%-11.7pp | 67.6%-4.8pp |
| Annual return | 13.15% | 25.58%-12.4pp | 24.91%-11.8pp | 35.63%-22.5pp |
| Employer contribution / active EE | $1,658 | $3,107-46.6% | $3,870-57.2% | $2,756-39.8% |
| Participant deferral / active EE | $3,149 | $3,871-18.7% | $5,058-37.7% | $4,297-26.7% |
| Admin fee / account holder | $6,757 | $6,717+0.6% | $8,401-19.6% | $6,935-2.6% |