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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,778 | $81,487+29.8% | $102,412+3.3% | $80,935+30.7% |
| Participation rate | 62.9% | 66.8%-4.0pp | 74.5%-11.6pp | 67.7%-4.8pp |
| Annual return | 13.15% | 25.60%-12.4pp | 24.94%-11.8pp | 35.66%-22.5pp |
| Employer contribution / active EE | $1,658 | $3,103-46.6% | $3,870-57.2% | $2,757-39.8% |
| Participant deferral / active EE | $3,149 | $3,871-18.7% | $5,060-37.8% | $4,299-26.8% |
| Admin fee / account holder | $6,757 | $6,717+0.6% | $8,388-19.4% | $6,924-2.4% |