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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,207 | $123,155-9.7% | $108,753+2.3% | $155,188-28.3% |
| Participation rate | 86.4% | 75.6%+10.7pp | 71.1%+15.3pp | 80.8%+5.6pp |
| Annual return | 14.68% | 44.73%-30.1pp | 37.47%-22.8pp | 148.84%-134.2pp |
| Employer contribution / active EE | $765 | $2,811-72.8% | $2,427-68.5% | $4,248-82.0% |
| Participant deferral / active EE | $1,186 | $4,623-74.3% | $4,115-71.2% | $6,531-81.8% |
| Admin fee / account holder | $13,014 | $12,126+7.3% | $10,320+26.1% | $14,480-10.1% |