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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,083 | $81,358+31.6% | $155,556-31.2% | $80,959+32.3% |
| Participation rate | 89.8% | 66.3%+23.6pp | 78.2%+11.6pp | 67.7%+22.2pp |
| Annual return | 9.18% | 33.39%-24.2pp | 64.84%-55.7pp | 35.67%-26.5pp |
| Employer contribution / active EE | $4,530 | $3,106+45.8% | $4,675-3.1% | $2,757+64.3% |
| Participant deferral / active EE | $3,034 | $3,455-12.2% | $5,631-46.1% | $4,300-29.4% |
| Admin fee / account holder | $12,918 | $7,994+61.6% | $15,885-18.7% | $6,925+86.5% |