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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,879 | $178,174-75.4% | $156,181-71.9% | $137,256-68.0% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.8%-28.8pp | 80.0%-30.0pp |
| Annual return | 11.98% | 84.19%-72.2pp | 64.87%-52.9pp | 220.34%-208.4pp |
| Employer contribution / active EE | $1,084 | $4,972-78.2% | $4,294-74.8% | $4,156-73.9% |
| Participant deferral / active EE | $7,291 | $6,888+5.9% | $6,132+18.9% | $6,407+13.8% |
| Admin fee / account holder | $38,861 | $17,404+123.3% | $14,586+166.4% | $12,270+216.7% |