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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,504 | $81,331+72.8% | $155,534-9.7% | $80,935+73.6% |
| Participation rate | 90.3% | 66.3%+24.1pp | 78.2%+12.1pp | 67.7%+22.7pp |
| Annual return | 9.34% | 33.37%-24.0pp | 64.92%-55.6pp | 35.66%-26.3pp |
| Employer contribution / active EE | $5,816 | $3,105+87.3% | $4,675+24.4% | $2,757+111.0% |
| Participant deferral / active EE | $5,372 | $3,454+55.5% | $5,630-4.6% | $4,299+24.9% |
| Admin fee / account holder | $1,880 | $7,999-76.5% | $15,900-88.2% | $6,924-72.8% |