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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,236 | $87,166-30.9% | $76,735-21.5% | $137,256-56.1% |
| Participation rate | 0.0% | 74.4%-74.4pp | 69.5%-69.5pp | 80.0%-80.0pp |
| Annual return | 12.05% | 26.50%-14.4pp | 29.77%-17.7pp | 220.34%-208.3pp |
| Employer contribution / active EE | $624 | $2,904-78.5% | $2,454-74.6% | $4,156-85.0% |
| Participant deferral / active EE | $200 | $4,726-95.8% | $4,088-95.1% | $6,407-96.9% |
| Admin fee / account holder | $3,367 | $8,403-59.9% | $7,189-53.2% | $12,270-72.6% |