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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,223 | $166,131+34.4% | $164,975+35.3% | $145,877+53.0% |
| Participation rate | 93.3% | 82.0%+11.3pp | 78.6%+14.7pp | 80.3%+13.0pp |
| Annual return | 13.18% | 100.37%-87.2pp | 70.12%-56.9pp | 551.28%-538.1pp |
| Employer contribution / active EE | $6,244 | $5,276+18.4% | $4,343+43.8% | $4,663+33.9% |
| Participant deferral / active EE | $12,671 | $6,962+82.0% | $6,033+110.0% | $6,691+89.4% |
| Admin fee / account holder | $823 | $16,648-95.1% | $12,688-93.5% | $13,402-93.9% |