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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,223 | $166,242+34.3% | $165,071+35.2% | $145,884+53.0% |
| Participation rate | 93.3% | 82.0%+11.3pp | 78.6%+14.7pp | 80.3%+13.0pp |
| Annual return | 13.18% | 100.44%-87.3pp | 70.17%-57.0pp | 551.85%-538.7pp |
| Employer contribution / active EE | $6,244 | $5,283+18.2% | $4,347+43.6% | $4,662+33.9% |
| Participant deferral / active EE | $12,671 | $6,964+82.0% | $6,035+110.0% | $6,690+89.4% |
| Admin fee / account holder | $823 | $16,658-95.1% | $12,695-93.5% | $13,392-93.9% |