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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,109 | $172,111+150.5% | $150,298+186.8% | $137,256+214.1% |
| Participation rate | 84.6% | 81.7%+2.9pp | 77.8%+6.9pp | 80.0%+4.7pp |
| Annual return | 9.27% | 69.37%-60.1pp | 62.79%-53.5pp | 220.34%-211.1pp |
| Employer contribution / active EE | $18,116 | $4,636+290.8% | $4,154+336.1% | $4,156+335.9% |
| Participant deferral / active EE | $5,740 | $6,166-6.9% | $5,453+5.3% | $6,407-10.4% |
| Admin fee / account holder | $863,928 | $16,471+5145.2% | $14,116+6020.3% | $12,270+6940.9% |