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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH FINANCIAL SERVICES Service code 26 TODD THORNELL · DOTHAN, AL 36305 | Advisory (Participants) | $39,381 |
Filed as: RAYMOND JAMES FINANCIAL Service code 26 JOHN CARTER · DOTHAN, AL 36305 | Advisory (Participants) | $8,803 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 26 JONALYN MAGALLANES · PHILADELPHIA, PA 191707122 | Advisory (Participants) | $5,147 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,376 | $55,446+164.0% | $155,574-5.9% | $74,429+96.7% |
| Participation rate | 77.4% | 61.9%+15.5pp | 78.2%-0.8pp | 67.2%+10.2pp |
| Annual return | 11.03% | 269.20%-258.2pp | 64.87%-53.8pp | 1368.38%-1357.4pp |
| Employer contribution / active EE | $2,685 | $2,266+18.5% | $4,676-42.6% | $2,625+2.3% |
| Participant deferral / active EE | $4,223 | $2,836+48.9% | $5,629-25.0% | $4,348-2.9% |
| Admin fee / account holder | $783 | $1,743-55.1% | $15,914-95.1% | $1,944-59.7% |