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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH FINANCIAL SERVICES Service code 26 ADAM O'BRIEN · DOTHAN, AL 36305 | Advisory (Participants) | $39,381 |
Filed as: RAYMOND JAMES FINANCIAL Service code 26 JOHN CARTER · DOTHAN, AL 36305 | Advisory (Participants) | $8,803 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 26 JONALYN MAGALLANES · PHILADELPHIA, PA 191707122 | Advisory (Participants) | $5,147 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,376 | $55,470+163.9% | $155,556-5.9% | $74,478+96.5% |
| Participation rate | 77.4% | 61.9%+15.5pp | 78.2%-0.8pp | 67.2%+10.2pp |
| Annual return | 11.03% | 269.80%-258.8pp | 64.84%-53.8pp | 1370.56%-1359.5pp |
| Employer contribution / active EE | $2,685 | $2,267+18.4% | $4,675-42.6% | $2,626+2.2% |
| Participant deferral / active EE | $4,223 | $2,838+48.8% | $5,631-25.0% | $4,350-2.9% |
| Admin fee / account holder | $783 | $1,744-55.1% | $15,885-95.1% | $1,946-59.8% |