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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH FINANCIAL SERVICES Service code 26 ADAM O'BRIEN · DOTHAN, AL 36305 | Advisory (Participants) | $39,381 |
Filed as: RAYMOND JAMES FINANCIAL Service code 26 JOHN CARTER · DOTHAN, AL 36305 | Advisory (Participants) | $8,803 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 26 JONALYN MAGALLANES · PHILADELPHIA, PA 191707122 | Advisory (Participants) | $5,147 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,376 | $55,472+163.9% | $155,567-5.9% | $74,546+96.4% |
| Participation rate | 77.4% | 61.9%+15.5pp | 78.2%-0.8pp | 67.2%+10.2pp |
| Annual return | 11.03% | 268.72%-257.7pp | 64.74%-53.7pp | 1366.03%-1355.0pp |
| Employer contribution / active EE | $2,685 | $2,269+18.3% | $4,674-42.6% | $2,624+2.3% |
| Participant deferral / active EE | $4,223 | $2,838+48.8% | $5,628-25.0% | $4,347-2.9% |
| Admin fee / account holder | $783 | $1,743-55.1% | $15,916-95.1% | $1,944-59.7% |